EmigrantMortgage.com :: About Us
EMC Header Left Edge EMC Logo Home | Contact Us EMC Header Right Edge
Header Shadow
EMC Site Left Edge
EMC Broker Login
User Name
User Name Error
Password Error

All users of this website agree to the Terms and Conditions. The Terms and Conditions can be accessed by clicking on the link above.

Need website access?
If you are an approved broker and do not know your website access information, email us today at emigrantmortgage@emigrant.com and we will assist you.

Emigrant Mortgage

Emigrant Mortgage

Emigrant Mortgage Company, Inc. (Emigrant) is a direct lender specializing in creative financing for residential properties. Headquartered in Elmsford, New York, Emigrant is a wholly owned subsidiary of Emigrant Bank, which has been serving the credit and banking needs of the New York community for more than 160 years. The Bank has assets of approximately $6.2 billion and more than $1.25 billion in net worth, is one of the most strongly capitalized savings banks in the country, and looks to its mortgage company to deliver a wide array of creative loans for its portfolio.

Until 1996, Emigrant focused primarily on retail lending in the metropolitan New York City area. Starting in 1997, our loan programs were gradually rolled out to select national markets on a wholesale basis through our BrokerDirect program. Florida and Massachusetts were followed by Pennsylvania in 1998. Expansion has been gradual and controlled to ensure that quality service is not compromised, as quality customer service is of paramount importance in Emigrant's philosophy.

As a "niche" lender, Emigrant applies common sense underwriting to close loans which do not "fit the box" of most other lenders. As a jumbo/super-jumbo lender, Emigrant regularly closes loans with loan amounts up to $10 million. Emigrant has built a strong reputation for closing condominium and cooperative loans as routinely as 1-4 family loans. In addition to our portfolio programs, we also offer traditional Agency (FNMA/FHLMC) fixed rate products.

Our unique approach to lending and our flexible underwriting have provided us with the foundation to excel as a portfolio lender of custom mortgage products. Our expert staff of mortgage and real estate professionals understands today's dynamic and competitive marketplace and they are ready to work with you: helping you to help your client "Get More From Their Mortgage".

NOTE: Information listed above for Emigrant Bank reflects financials as of December 31, 2017.

Copyright 2019 Emigrant Mortgage Company
EMC Home | Emigrant Mortgage | Lending Areas | Loan Programs | BrokerDirect Sign-up | Consumer Information
State License | Privacy Policy | Career Opportunities | Sales Support | Contact Us
EMC Site Right Edge